Ontario Disability Support Program (ODSP)
- A provincial program that gives monthly income & health benefits to people with disabilities. Helps with living costs like food, rent, and bills, & also offers employment support.
- Up to $1,408/month (2025) depending on your situation (if you live alone, with a partner, or have other income).
How to apply: http://bit.ly/44n0yaP
Disability Tax Credit (DTC)
- A federal non-refundable tax credit that helps people with disabilities or their families pay less income tax.
- You must have a severe and long-term impairment.
- If approved, you can claim it when filing taxes or transfer to a supporting family member.
How to apply: http://bit.ly/4kvDnjm
Canada Disability Benefit:
- A new federal program starting July 2025 that gives monthly payments to people with disabilities aged 18–64.
- Payments start the month after approval.
- Must have filed you taxes for 2024 to qualify
- Max. of $24,000 annually ($200/month)
How to apply: http://bit.ly/44VbKLS
Canada Pension Plan (CPP) Disability Benefit:
- A federal program that provides monthly taxable payment if you are unable to work because of a disability.
- Must have contributed enough to the CPP through employment
- The CPP disability benefit does not pay for medications or medical devices.
- Max. receivable amount is $1,673.24 (2025) monthly.
How to apply: http://bit.ly/4nGyVAO
Registered Disability Savings Plan (RDSP):
- A long-term savings plan for people approved for the Disability Tax Credit (DTC).
- Helps individuals, families, and caregivers save for the future
- May include government grants and bonds to grow savings faster.
How to open the plan: http://bit.ly/3Gf595G
